Compliant • Secure • Scalable

Payments initiation & orchestration - Canada‑hosted, partner‑settled.

What We Offer

One Platform. Compliance‑First.

Global Services

Currency exchange, remittances, merchant payments, IBAN via partners

Compliance‑first operations

FINTRAC‑registered Canadian MSB, AML/ATF, KYC/KYB, monitoring

Canada‑hosted

AWS ca‑central‑1), PCI SAQ‑A

(no PAN storage)

How It Works

Payment Initiation & Orchestration

Initiate/transmit EFTs via regulated acquirers/PSPs
Refunds/payout requests routed to partners
FX & IBAN via partner institutions
No custody of end‑user funds; no wallets

PSP Orchestration

No Custody, No Stored Value

We initiate & transmit EFT instructions; partners authorize/settle
No wallet/stored‑value: CAD 0 end‑user funds held
Clearing/settlement done only by partners

The Process

Checkout to settlement at a glance

Common Questions

Risk-Based Compliance & Onboarding FAQ

These FAQs provides clear answers about our risk-based onboarding process, ongoing compliance measures, and audit-ready recordkeeping to ensure regulatory standards and partner eligibility are consistently met.

What does your risk-based onboarding process involve?

Our process includes pre-screening, sanctions and PEP checks, KYB (Know Your Business) pack, UBO (Ultimate Beneficial Ownership) KYC/IDV.

How do you ensure due diligence during onboarding?

We implement adaptive risk scoring and enhanced due diligence for all partners and clients.

What kind of ongoing monitoring and compliance do you offer for partners?

We provide ongoing monitoring of partner eligibility, contracts, and technology integration to ensure compliance.

Are your compliance programs aligned with industry regulations?

Yes, we follow FINTRAC/PCMLTFA AML programs and have dedicated independent compliance leads.

How long do you retain records and what additional compliance measures are in place?

We keep records for over 7 years and maintain robust transaction monitoring, sanctions/adverse media checks, and mandatory training.